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Law Office of Nicholas R. Westbrook

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About Law Office of Nicholas R. Westbrook

The Law Office of Nicholas R. Westbrook is a debt relief agency that helps people avoid home foreclosures and vehicle repossessions, and eliminate credit card debts, medical bills, certain types of IRS debts.  If you are facing a tough financial situation and need assistance, we can help.  

Mr. Westbrook is a Houston Bankruptcy attorney who helps people eliminate bad debts and get a fresh start for the future. He understands that bad things happen to good people and wants to help.

The Law Office of Nicholas R. Westbrook offers free legal consultations at numerous office locations in the greater Houston area. If you are searching for debt relief now, please call the Law Office of Nicholas R. Westbrook.

Services Law Office of Nicholas R. Westbrook Offers

We help clients file for Bankruptcy under Chapter 7 and Chapter 13 of the U.S. Bankruptcy Code.

Chapter 7 Bankruptcy -- known as the "Liquidation Bankruptcy" -- helps eliminate unsecured debts, such as unpaid medical bills, credit cards, and private loans.  To pursue this legal remedy, the debtor must fall below a certain income requirement and be current on any secured debts, such as a mortgage or vehicle.  A Chapter 7 Bankruptcy takes approximately 6 months to complete.

Chapter 13 Bankruptcy -- known as the "Wage Earner Bankruptcy" -- helps reorganize debts, such as a mortgage, vehicle, or IRS debt, and can also eliminate unsecured debts, such as unpaid medical bills, credit cards, and private loans.  Chapter 13 Bankruptcy requires an extensive payment plan, that can take up to 5 years to complete.  The debtor must meet certain income requirements and have sufficient disposable income to fund the Chapter 13 payment plan.

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