About Independent Insurance Consultants
Independent Insurance Consultants (IIC) started in 2002 in Knoxville, Tennessee, specializing in the senior market. Our goal is to provide our clients with the best coverage for a reasonable premium. Our agents have insurance backgrounds with large companies as agents and regional managers. Some of our agents have been in the insurance field for over 25 years.
IIC is not restricted to just the state of Tennessee. We also provide services in Alabama, Georgia, Kentucky, North Carolina, South Carolina, and Virginia.
We represent many insurance companies so we can provide our customers with competitive products.
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Services We Offer
Medicare Advantage plans provide enrollees the same or more benefits than original medicare. These plans have lower out-of-pocket costs than the original medicare plan and most plans cover presciption drugs. We offer plans with $0 premiums, including your prescription coverage.
A Medicare supplement plan can provide coverage for the 20% that original Medicare does not cover. Medicare supplement plans give you full coverage without copays.
- Life Insurance (Final Expense) protects your loved ones from the burden of unexpected bills and funeral costs. These policies do not require a physical and are available to those with even severe health problems.
- Life Insurance (Term Life) allows availability for higher face amount policies. Rates are very inexpensive and you can choose the length of the policy.
- Have security from a down-turn in the market
- Avoid Probate
- Can Guarantee Income
- Tax deferred accumulation
- Guaranteed Income
- Indexed accumulation
With indexed annuities you share in the gains of the market but are protected against the losses.
Long Term Care
Long Term Care is very important for seniors. It protects your assets from being spent at a nursing home, assisted living facility or even home health care. If you are concerned about spending your retirement for this care, you need to meet with one of our agents to help you.
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