Copple Insurance Agency, Inc.

Services Copple Insurance Agency, Inc. Offers

Commercial Property: This provides protection against loss to physical property or its income-producing ability.

Commercial General Liability: Provides protection against legal liability for commercial risks arising from ownership, maintenance, or use of business premises; defects in manufactured products; and completed operations.

Commercial Umbrella Liability: This provides broadened coverage and higher limits for businesses and organizations. Supplements basic coverage.

Workers' Compensation: Provides benefits to a worker or the worker's dependants for injury, disability, or disease contracted by the worker in the course of his or her employment.

Employee Benefit Liability: Protects the insured employer against claims by employees or former employees resulting from negligent acts or omissions in the administration of the insured's employee benefits programs.

Business Automobile: This is insurance for commercial automobile risks against legal liability, damage to vehicles, medical expenses, loss from uninsured motorists, and personal injury protection or other equivalent no-fault coverage.

Directors & Officers: Provides protection to Directors and Officers as a result of a successful libel suit brought against the company for a negligent act or omission, misstatement, or misleading statement. Also provides coverage for liability exposure if they are sued as individuals and provides cost of defense such as legal fees and other court costs.

Professional Liability: Coverage for specialists in various professional fields.

Employment Practices Liability: Plan that provides protection in the event of legal actions resulting from charges of harassment, discrimination, wrongful termination, defamation, and invasion of privacy.

Homeowners: Series of package policies for occupants of residential property that combines insurance for dwellings and household contents with personal liability insurance.

Personal Automobile: Policy provides coverage for owned and non-owned vehicles, including liability, damage to the auto, medical payments, and uninsured motorists coverage.

Personal Umbrella Liability: This provides broadened coverage and higher limits of liability. Supplements basic coverage.

Valuable Property: This is a policy in which the value of the property insured and amount to be paid in case of total loss are determined at policy inception rather than at time of loss.

Boats: Provides hull physical damage and liability coverage for losses arising out of the ownership, maintenance, and use of watercraft.