Offers mortgage assistance to homeowners 62 years of age and older.
From the Alpha Mortgage website:
Alpha Mortgage offers FHA HECM reverse mortgage loan assistance to borrowers 62 years and older in States of North Carolina and Virginia.
Started working with Thomas Baldwin and his team in early to mid November of this year(2021) now less than a month later, I close in a week. Looking back on it, the only struggles I had was searching my house for the requested documents. I never had any problems getting a hold of Thomas or anyone from the Alpha mortgage team. I always thought buying a home would be impossible for me but now here I am ready to be a homeowner. Thank you so much Thomas and team.
Working with Stacey was a GREAT experience. As a first time home buyer, I was very nervous and had many questions. Stacey took the time to answer all of my questions and was there every step of the way. The team at Alpha Mortgage was professional and communicative. I would recommend Stacey and the team at Alpha to everyone! You will not be disappointed.
I moved from New York to retire here in Wilmington nc. I was referred to Leigh morton from alpha Mortage. Best possible referral. Genuinely caring most helpful comfortable experience. FIVE STAR.
Kathryn Jennings and her team went above and beyond to make sure we had everything necessary for a successful closing after an unsuccessful experience with another lender. We may be calling upon Alpha again as we consider a relocation from our current home.
Thomas Baldwin and his team worked with me from across the US. They were professional, understanding, and patient with the time differences. They kept me informed throughout the entire loan process, advised me of my options often, and made recommendations to help me save money on insurance. They made my first-time home buying experience extremely smooth and stress-free!
Jeanna Cash and the staff at Alpha Mortgage made this buying process so amazing for me. They where there to answer any questions I had and made it really easy to understand.
Bought my first home in May of 2021 wasn't sure how to go about it at all. Got lined up with alpha mortgage and assigned to Mrs Cash let me tell you their isn't a better agent this side of the Rocky Mountains she was a blast to work with and was so very helpful will definitely be using Alpha again in the future
I recently decided to refinance a duplex I owned. I though maybe I would use someone local rather then someone online as I usually do. I though maybe it would be an advantage to use someone in town so I could go to their office if need be so I called Alpha. Talked to someone named Nick. Very nice and professional so I decided to use them. A lot of the time the tenants that live there pay their rent in cash and in turn I take it over and pay the mortgage which is held by a private individual here in town. As expected Alpha asked me for paid receipts to prove I was paying my mortgage. Not unreasonable and since everything is all on board I took a 1098 that I get from the mortgage holders accountant and submitted it. Since I purchased the property in February the 1098 was only good for 10 months. Alpha said they needed 12 months proof so I received signed receipts from the mortgage holder for the additional months they requested plus some. They then told me they could only accept cancelled checks for 12 months for proof. Again I explained that I just took the money over after I collected it and paid the mortgage and I felt the accountant 1098 was the best I could do. They replied the accountants 1098 and additional receipts was not good enough and they would accept nothing less then cancelled checks. Since that was not possible I had to go elsewhere. I didn't discuss it with them further since I felt if they were going to be this difficult I would be better served dealing with another company. Nick was very apologetic and explained it was not his decision. In closing I couldn't say there was any advantage to using someone local or had any benefit then using someone on the internet but I was disappointed that they were like this over what I thought was such a minor item.
Kathryn took on my application after I hit an obstacle with my first lender and was able to get it to close in less than 30 days. I was very satisfied with her and the company.
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